World's first blockchain designed to immutably capture Social and Credit Scores on-chain

SINGAPORE, SG / ACCESS Newswire / July 10, 2025 / JDW Labs Pte Ltd, the creators of Chat3, a leading Web3 social super dApp, today unveiled SocialAI Chain, the world's first blockchain designed to immutably capture Social + Credit Scores on-chain. The launch marks a major step toward building programmable trust in decentralized ecosystems-empowering users, enhancing platform safety, and enabling new financial models like undercollateralized lending.

A Trust Layer for the Decentralized World

Despite its decentralized promise, Web3 remains hindered by one critical flaw: the inability to establish trust at scale. Users often interact pseudonymously, leaving protocols unable to differentiate between reliable community members and bad actors. This trust gap limits the potential of decentralized finance (DeFi), governance, and on-chain collaboration.

SocialAI Chain introduces a solution: a dynamic reputation score-calculated by AI-that integrates both financial and social behavior across Web2 and Web3. Users are scored for actions like successful loan repayments, DAO participation, consistent engagement, and content creation.

One of the most transformative use cases enabled by this system is undercollateralized lending. Protocols can now evaluate user trustworthiness in real-time, allowing reputable borrowers to access credit without overlocking capital. This unlocks DeFi for a broader user base, including those with limited assets but strong reputations.

Powered by Chat3 and Chat4PT

The SocialAI ecosystem is powered by two core platforms:

• Chat3: A social super dApp that bridges Web2 identities (X, Facebook, Google, etc.) to Web3 wallets. Chat3 acts as both a user-friendly onboarding gateway and a dashboard for viewing and growing one's SocialAI Score. It supports Social Mining and StreamFi models that reward engagement and influence.

• Chat4PT: A proprietary AI engine that evaluates sentiment, behavior, governance activity, and financial integrity to produce a nuanced, evolving score for each user. This AI ensures fairness, adaptability, and transparency in scoring.

What This Means for the Ecosystem

For users

• Access undercollateralized loans through earned reputation

• Gain priority for dApp launches, DAO governance, and reward systems

• Build a portable, pseudonymous digital identity across Web3 applications

For developers

• Plug into the SocialAI Score system to enable trust-based feature access, Sybil resistance, or credit risk models

• Eliminate the need for intrusive KYC by relying on behavioral data

• Use Chat3 to onboard mainstream users without blockchain complexity

For the broader Web3 space
SocialAI Chain lays the foundation for a smarter, fairer digital economy. By replacing anonymity with programmable reputation, it offers a scalable solution to Web3's most persistent challenges.

A Smarter Reputation Economy

As blockchain, AI, and digital social layers converge, the need for verifiable, behavior-based trust becomes non-negotiable. SocialAI Chain provides that trust layer-anchored by Chat3 for onboarding and Chat4PT for intelligence.

With its mainnet launch expected later this year, SocialAI Chain is poised to redefine how identity, reputation, and creditworthiness work in a decentralized world.

Contact Information

Luna Sea
Marketing Lead
[email protected]

SOURCE: JDW Labs Pte Ltd